توازن شکننده: پس‌انداز اضطراری و منابع نقد برای مصرف‌کنندگان کم‌درآمد ۲۰۱۵
A Fragile Balance: Emergency Savings and Liquid Resources for Low-Income Consumers 2015

1. Cover

2. Title

1   Paying for the Unexpected: Making the Case for a New Generation of Strategies to Boost Emergency Savings, Affording Contingencies, and Liquid Resources for Low-Income Families

2   Liquid Savings Patterns and Credit Usage among the Poor

3   Upside Down: The Failure of Federal Tax Policies to Support Emergency Savings

4   Save at Home: Building Emergency Savings One Mortgage Payment at a Time

5   The SaveUSA Coalition: Using Behavioral Economics to Build Unrestricted Savings at Tax Time

6   Refund to Savings: Creating Contingency Savings at Tax Time

7   Enhancing Financial Capability: TANF Bank Accounts

8   Building Emergency Savings through “Impulse Saving”

9   Prosperity SmartSave Card: An Incentivized Emergency Savings Strategy

10   Accelerating Savings among Low-Income Households

11   Start2Save: Helping Working Families Meet Unexpected Expenses and Opportunities

12   Incorporating Savings into the Debt Management Plan

13   Who Said Pigs Can’t Fly? A Learner-Centered Approach to Emergency Savings

14   Epilogue: Emergency Savings as a Central Component of Family Financial Security

17. Notes on Contributors

18. Index